One in three may not have correct winter sports cover.

by CHRIS LUMLEY / December 15, 2015

Millions of Britons will be jetting off to the slopes this winter thinking they’re covered by their winter sports insurance. But it may come as a surprise to learn that many of them haven’t even checked.

The slippery slope to under-insurance

Recent research by ABTA and the Foreign and Commonwealth Office (FCO) looked into the situation. They found that almost a third (31%) of Brits head off for a winter activity holiday without making sure their policy still meets their needs.

The facts look even even worse for those over 65. More than half of them hadn’t looked into their cover, which could leave them under-insured if the worst was to happen. On the bright side, however, ABTA and the FCO found that the 25 to 34 year old age group were rather more careful than older travellers – with far fewer (24%) not checking their cover.

It’s not worth the gamble

Other statistics confirm how important it is not to gamble on having the right winter sports insurance. Over the last three years there have been 45 winter sports related deaths reported to the FCO and people that are injured on or off piste can be counted in the many thousands.

Top tips for an enjoyable holiday

ABTA offer a list of helpful holiday tips if you’re thinking of brushing up on your skiing, snowboarding or other skills this winter. Appropriately, No1 on the list is making sure you’re properly insured, followed by:

  • Get fit for your winter sport
  • Choose the right equipment
  • Take care in the sun
  • Ski with an instructor or guide
  • Pack a piste map and take care with cable cars

The FCO also offer a useful guide to avoiding injury and medical costs. You can find it at

Be sure. Be safe.

Before you get on that plane this winter we recommend you read carefully through your winter sports insurance policy. If you have any questions, or would like to change your cover, don’t hesitate to get in touch. Having that extra peace of mind means you can relax and enjoy yourself even more during your winter break.