Block of Flats Insurance
Blocks of Flats and Apartments have special insurance requirements, and tailored solutions are needed to ensure they are adequately covered. From converted mansion houses to purpose built apartment blocks, our Block of Flats Insurance can provide comprehensive policies covering all the essentials.
Our Block of Flats Insurance policies automatically provide cover on an ‘All Risks’ basis (i.e. all the Perils including Accidental Damage and Subsidence) and include:
- A generous Loss of Rent & Alternative Accommodation provision
- Inflation protection uplift on the re-instatement value
- Index-linked Sums Insured
- Trace and Access cover for water leaks
- Contents of Communal areas
- Public Liability
- Employers Liability
Insuring your property for the correct re-build value is essential, and Lumley Insurance have connections with specialist surveyors that can provide this service to you. We will also be there for you in the event of a claim, working on your behalf to achieve the right outcome.
All of the business insurance products that Lumley Insurance Limited offer can be tailored to your specific business and unique needs, and should help to bring business owners greater peace of mind should the worst ever happen to, or within, their business or business property. Lumley Insurance work hard to ensure that all businesses are adequately covered by appropriate and comprehensive insurance policies (though rely on the business owner providing detailed information about the item(s) being insured), and use the extensive knowledge and experience gained from the last four generations working within the High Value Insurance industry to ensure our customers always receive the very highest quality cover and customer care.
How to proceed
Please note that our office opening hours are 8.30am to 5.30pm Monday to Friday, and that we aim to respond to your enquiry as soon as possible within these times.