Commercial Building Insurance
If you own a commercial property, Lumley Insurance Limited are pleased to be able to offer Commercial Building Insurance to ensure your business premises are appropriately and adequately covered. We can arrange cover for all types of Property Owners:
- Residential Buy-to-Lets
- Commercially Occupied property
- Blocks of Flats link to page
- Unoccupied Commercial Properties
Suitable for all Landlords, Commercial Building Insurance policies cover the Building itself, plus Loss of Rental income and Property Owners Liability. Cover for occupied properties is typically on an ???All Risks??? basis, including Accidental Damage and Subsidence, whereas cover for unoccupied properties is provided according to individual circumstances - it starts with basic ???Fire??? cover, and can extend to wider Perils.
Please note that terrorism insurance cover is not included as standard under commercial property policies, but can be added at an additional cost. Please carefully consider the need for this important cover, and talk to us if you need guidance and advice.
All of the insurance products that Lumley Insurance Limited offer can be tailored to your specific business and unique needs, and should help to bring our business customers greater peace of mind should the worst ever happen to their business properties. Lumley Insurance work hard to ensure that all customer properties are adequately covered by appropriate and comprehensive insurance policies (though rely on our customers providing detailed information about the item(s) being insured), and use the extensive knowledge and experience gained from the last four generations working within the High Value Insurance industry to ensure our customers always receive the very highest quality cover and customer care.
How to proceed
Please note that our office opening hours are 8.30am to 5.30pm Monday to Friday, and that we aim to respond to your enquiry as soon as possible within these times.