Antique Insurance service

Commercial Combined Insurance

A Small Business Insurance ‘package’ will not suit all businesses, which is why Lumley Insurance Limited are pleased to be able to offer Commercial Combined Insurance policies to businesses who need a more tailored and bespoke policy.

Commercial Combined Insurance policies are available for every type of business, and are flexible and adaptable to suit your company’s requirements. With Commercial Combined Insurance, you only pay for the covers that you need – i.e. cover for Physical Assets and Stock, Business Interruption and Liabilities are tailored to individual requirements.

Commercial Combined Insurance policies require an in-depth knowledge of your business, and a detailed review of your Sums Insured is essential, along with accurate Turnover, Payroll and Gross Income figures. In order to accurately determine the correct level of cover required, a skilled and experienced insurance broker and knowledgeable and experienced insurance underwriters are essential, so an ‘off the peg’ insurance policy would not work in these cases.

All of the insurance products that Lumley Insurance Limited offer can be tailored to your specific business and unique needs, and should help to bring business owners greater peace of mind should the worst ever happen to, or within, their business. Lumley Insurance work hard to ensure that all businesses are adequately covered by appropriate and comprehensive insurance policies (though rely on the business owner providing detailed information about the item(s) being insured), and use the extensive knowledge and experience gained from the last four generations working within the High Value Insurance industry to ensure our customers always receive the very highest quality cover and customer care.

How to proceed

If you'd like us to find you a competitive and comprehensive quote please either complete our online form or contact us directly on 01285 885 885 to discuss your requirements in more detail.

Please note that our office opening hours are 8.30am to 5.30pm Monday to Friday, and that we aim to respond to your enquiry as soon as possible within these times.