Antique Insurance service

D&O Insurance

Directors of Residents Management Companies and Associations generally volunteer their time for free, but the responsibilities of running a Limited company and the decisions that have to be made should not be taken lightly. As a result, D&O Insurance (Directors & Officers Liability Insurance) is highly recommended for Limited companies that own or run Blocks of Flats, as it helps to protect Directors against the legal and compensation costs of any actions that may brought against them.

Most D&O Insurance polices now cover the Limited company as well as the individual Directors, and can help to limit the financial impact of claims made for an apparent breach of duties, investigations by bodies such as the Health & Safety Executive, and defending allegations made against the company as, even if unfounded, the costs to defend can be substantial. Premiums for this cover are low, and protection usually costs just a few pounds per flat per year.

All of the business insurance products that Lumley Insurance Limited offer can be tailored to your specific business and unique needs, and should help to bring business owners greater peace of mind should the worst ever happen to, or within, their business or business property. Lumley Insurance work hard to ensure that all businesses are adequately covered by appropriate and comprehensive insurance policies (though rely on the business owner providing detailed information about the item(s) being insured), and use the extensive knowledge and experience gained from the last four generations working within the High Value Insurance industry to ensure our customers always receive the very highest quality cover and customer care.

How to proceed

If you'd like us to find you a competitive and comprehensive quote please contact us directly on 01285 885 885 to discuss your requirements in more detail.

Please note that our office opening hours are 8.30am to 5.30pm Monday to Friday, and that we aim to respond to your enquiry as soon as possible within these times.