High Value Buildings and Contents Insurance
If your home is a high value property, its insurance deserves our particular kind of attention. All the policies we offer take account of the special fabric of such a home. The bricks and tiles, for example, which have to be matched if repairs are required. In every case, we'll obtain the cover you need from the most appropriate underwriter.
Specific cover for your household contents
Our high value contents policies are sufficiently flexible to take account of all the valuable items that make up your household's furniture, fittings and contents. You can rest assured that we will secure the most appropriate cover so that, if the worst happens, starting again will be a little easier.
Valuing your contents
It's all too easy to underestimate the real value of the fixtures and fittings and personal items that make up a home. Indeed, it's believed that some people fall as much as 30% short when they assess the value of their possessions. By using our contents valuation form you can calculate the current value of your home's contents, including some of your most valuable possessions. This information will not only be extremely useful if you have to make a claim, it can also come in handy when you next need to renew your insurance.
Calculating buildings cover
You can get an approximate idea of the minimum buildings cover you'll need by going to the Building Costs Information Service's BCIS Rebuilding Calculator, which provides a basic guide to rebuilding costs. Please remember that the rebuilding costs associated with high value and listed properties are usually much higher than those for other properties, due their special nature.
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