Commercial Tenancy Agreements – 4 Things You Need To Know About Break Clauses

Lady ilooking a flowers in a shop

February 20, 2018, Julian Ball.

Many break clauses are subject to pre-defined terms and conditions, and you could be liable for these in your contract, even when you think you shouldn't. So, what do you need to look out for before you sign on the dotted line? First, let's recap on what the term 'break clause' means in a commercial tenancy.

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This article has been tagged with:

# Commercial lease agreements # Commercial tenancy agreements # Commercial tenancy break clauses


8 Things You Must Know About How To Buy An Engagement Ring

How to buy an engagement ring infor graphic

February 12, 2018, Samantha Davies.

Whether you're thinking about popping the question or are not looking for that all important engagement ring, look no further than our guide to the 8 things you must know about how to buy an engagement ring.

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This article has been tagged with:

# How to buy an engagement ring # Jewellery


How To Clean Pearls and GemstonesAt Home

Pearl Necklace

February 6, 2018, John Kelly.

Following on from the previous post, today we are going to walk you through the best way to clean pearls, gemstones and diamonds safely at home.

Pearls are beautiful and look wonderful at any age, yet they are prone to fading and damage as much as any other piece of gemstone jewellery. Having said that, they can’t be cleaned in the same way like gems or diamonds. They need special care, and more so, the older they are.

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This article has been tagged with:

# Pearls and gemstones # Antique jewellery


How To Clean Gold And Silver JewelleryTo Keep Its Value

Gold with diamond encrusted watch

January 29, 2018, John Kelly.

We love antique gold and silver jewellery. There is something about it that spells unique beauty and style. Yet all pieces need a lot of love and care if they are to last forever, but it goes beyond just making sure they look their best. In fact, did you know that your jewellery can significantly lose its value on the open market if not cleaned regularly and properly?

In this post today, we are going to walk you through the best practises when it comes to looking after your gold and silver pieces but more importantly, how to clean your gold and silver jewellery to keep its high value.

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This article has been tagged with:

# Gold and silver jewellery # Antique jewellery


How to Manage A Block of Flats for Residents

Interior of a modern flat

January 26, 2018, Tim Davies.

Properties which split into flats are unique buildings and more of us are living in them than ever before. You might have heard of block of flats insurance which covers houses converted into flats as well as purpose-built blocks.

Whichever one you live in, they are, in effect, a collection of people’s homes. But did you know that unlike a freehold house, the nature of their set up places joint responsibilities on ALL the owners?

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This article has been tagged with:

# Blocks of flats insurance # Residence management company # LOLER regulations


9 Ways To Avoid A Thatched Roof House Fire

Burnt out thatch property

October 17, 2017, John Lumley.

How To Keep Your Thatched Roof Property Fire Free

Did you know that thatched roof fires are no more common than any other type of house fire? In fact, over 90% of thatch roof fires start as a direct result of using an open fire, wood burning or multi fuel stove.

In addition to that, you may know that a thatch is designed to repel water making it difficult extinguishing a fire. However, none of this should ever put you off owning a beautiful thatched roof home. It just takes a little common sense. So, in this post today, we are going to walk you through our 9 simple ways you can avoid a fire in your beautiful thatched roof home.

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This article has been tagged with:

# Thatched roof insurance explained # Thatched roof property


Home Insurance, Are You Really Covered?

Hands around family

October 3, 2017, Zena Carter.

How most policy holders, don’t have the right cover for their most precious possessions

It’s a startling thought. Did you know that many insurance policy holders don’t know exactly what their policy cover? Chances are, you won’t know the difference between high net value and household contents insurance. In fact, most people aren’t familiar with exactly their policy covers at all.

But that’s ok. Today, in this post, we are going to walk through the difference between high net and standard insurance any why it’s so vital to make sure you have the right policy for your needs.

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This article has been tagged with:

# What is high net value insurance # High net worth policy


Why Your Policy Will Rocket In Cost This Year

Insurance premium chart

September 18th, 2017, Joanne Louhaichi.

Why you must avoid the temptation to cut back on your policy

Anyone who follows current affairs, will know that George Osborne, the Chancellor of the Exchequer, is about to increase the rate of insurance premium tax (IPT) on motor and home insurance. Policies will increase thus tightening the financial belts for millions of people.

Perhaps what’s more worrying, is that the number of people cutting back on their policy to keep the costs down, is set to rocket. Meaning thousands of properties across the UK could well be under insured. Great if nothing happens. But what if it does?

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This article has been tagged with:

# Insurance premium tax


How To Make Sure You Don’t Get Caught Out With Your Winter Sports Travel Insurance

Skier being rescued

September 18, 2017, Joanne Louhaichi.

Are you at risk of an uninsured loss this winter holiday?

A new year, another winter holiday and a chance to dust off your skis and hit the hills. Yet with more and more of us taking to the piste rather than the pool, it might be time to look at your insurance cover, because chances are, your current winter sports policy may not be enough, and remember, the cheapest deal isn’t always the best.

The number of people cutting back on their policies is alarming. According to the ABTA and the Foreign and Commonwealth Office, (FCO) around 31% of Britons heading off to the slopes aren’t checking their insurance. A risky business when you consider that around 50% to 70% of snowboarders are likely to be injured out on the slopes, with young men between their teens and their 30’s being the most at risk of having a snowboarding accident.

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This article has been tagged with:

# Winter sports travel insurance # Helpful holiday tips