Antique Insurance service

Insurance Valuation

Following a claim for damage, it is common that a property is found to be under-insured. Indeed, one Buildings Insurance Valuation Company has found that 77% of the properties they surveyed are underinsured by 45% of the correct insurance value – a shocking and highly significant figure. In the event of under-insurance, most insurers will be entitled to apply ‘average’ and reduce any claim settlement in proportion to the under-insurance. In the event of a large loss, this can have a huge effect on the policyholder. To reduce the likelihood that a property has been significantly under-insured, guidelines are that properties should be valued at least every three to five years.

As members of BIBA (The British Insurance Brokers Association) and The Broker Network, we can recommend a specialist valuing and loss adjusting company called Questgates, who have been appointed by BIBA as their preferred partner. You will benefit from the discounted rates offered to their members. For more information about Questgates and the services that they provide, please visit their website:

How to proceed

If you'd like us to find you a competitive and comprehensive quote please contact us directly on 01285 885 885 to discuss your requirements in more detail.

Please note that our office opening hours are 8.30am to 5.30pm Monday to Friday, and that we aim to respond to your enquiry as soon as possible within these times.